INSURANCE FOR
BUSINESS STRATEGIES FOR
What Collector & Classic Car Insurance Protects
Collector, classic, and specialty vehicles appreciate in value and require protection far beyond standard auto insurance. Whether you restore, show, or simply enjoy driving your collectible, this coverage protects your:
✓ Classic cars & antiques
✓ Muscle cars & restorations
✓ Exotics & rare vehicles
✓ Hot rods & modified builds
✓ Collector-grade motorcycles
✓ Show vehicles & limited-use autos
Collector & Classic Car Insurance ensures your investment is insured at its true value—not at depreciated auto pricing.
Collector & Classic Car Insurance typically covers:
Agreed Value Coverage
You and the insurer agree on the vehicle's true value upfront—if a total loss occurs, you receive that full amount (no depreciation).
Comprehensive & Collision
Protection for damage caused by fire, theft, vandalism, weather, or accidents.
Liability Protection
Coverage for bodily injury or property damage you may cause while driving the vehicle.
Spare Parts Coverage
Insurance for rare or valuable spare parts used for maintenance or restoration.
Restoration Coverage
Protection for vehicles undergoing restoration, ensuring the value increases as work progresses.
Note: Classic cars often require special storage, usage restrictions, and mileage limits to qualify for preferred pricing.
Why Collector & Classic Car Insurance Isn’t Optional
Standard auto insurance does not properly insure classic or collector vehicles. Without the right coverage, you may face:
Payouts based on depreciated value
No coverage for upgrades, restorations, or rare parts
Limited mileage flexibility not aligned with collector use
No protection for vehicle appreciation
Gaps during restoration or storage
Common claims include:
Transport damage
Weather-related loss (hail, wind, flooding)
Theft (collector vehicles are high-target items)
Fire in garages or storage facilities
Limited-use accidents or show-related incidents
Collector & Classic Car Insurance protects both the monetary and sentimental value of your investment.
Optional Add-Ons
Trailer coverage
Cherished salvage retention
Worldwide coverage for show transport
Coverage for automobilia and memorabilia
What Collector & Classic Car Insurance Protects
Collector, classic, and specialty vehicles appreciate in value and require protection far beyond standard auto insurance. Whether you restore, show, or simply enjoy driving your collectible, this coverage protects your:
✓ Classic cars & antiques
✓ Muscle cars & restorations
✓ Exotics & rare vehicles
✓ Hot rods & modified builds
✓ Collector-grade motorcycles
✓ Show vehicles & limited-use autos
Collector & Classic Car Insurance ensures your investment is insured at its true value—not at depreciated auto pricing.
Collector & Classic Car Insurance typically covers:
Agreed Value Coverage
You and the insurer agree on the vehicle's true value upfront—if a total loss occurs, you receive that full amount (no depreciation).
Comprehensive & Collision
Protection for damage caused by fire, theft, vandalism, weather, or accidents.
Liability Protection
Coverage for bodily injury or property damage you may cause while driving the vehicle.
Spare Parts Coverage
Insurance for rare or valuable spare parts used for maintenance or restoration.
Restoration Coverage
Protection for vehicles undergoing restoration, ensuring the value increases as work progresses.
Note: Classic cars often require special storage, usage restrictions, and mileage limits to qualify for preferred pricing.
Why Collector & Classic Car Insurance Isn’t Optional
Standard auto insurance does not properly insure classic or collector vehicles. Without the right coverage, you may face:
Payouts based on depreciated value
No coverage for upgrades, restorations, or rare parts
Limited mileage flexibility not aligned with collector use
No protection for vehicle appreciation
Gaps during restoration or storage
Common claims include:
Transport damage
Weather-related loss (hail, wind, flooding)
Theft (collector vehicles are high-target items)
Fire in garages or storage facilities
Limited-use accidents or show-related incidents
Collector & Classic Car Insurance protects both the monetary and sentimental value of your investment.
Optional Add-Ons
Trailer coverage
Cherished salvage retention
Worldwide coverage for show transport
Coverage for automobilia and memorabilia
How We Match You With the Right Policy
Every carrier evaluates risk differently. We guide you through:
Industry classification
Employee exposure
Risk factors
Operations and service areas
Contract requirements
Loss history
Coverage limits and endorsements
Then we shop multiple top-rated carriers to compare pricing and coverage options.
As CEPA-informed advisors, we also ensure your liability structure supports your broader business goals, cash flow, and long-term value.
Why Businesses Trust Wasatch Preferred
Fast Certificates
COIs delivered quickly so you never miss a job or delay operations.
Competitive Carrier Access
We represent top carriers across Utah, giving you more choice and stronger options.
Clear Guidance
We simplify the process so you understand your policy—and your protection.
Strategic Insight
Insurance isn’t just a requirement—it’s a financial safeguard. We help ensure your coverage aligns with your business performance and future goals.
Get a General Liability Quote
Whether you’ve had coverage for years or are getting your first policy, we make the
process simple and fast.
Insurance products are offered through Wasatch Preferred.
Coverage availability and eligibility vary by carrier and state.
CEPA advisory services are provided in a non-fiduciary,
non-investment advisory capacity and do not include legal,
tax, or investment advice.
Insurance services are provided by properly licensed agents.
License information is available upon request and varies by state.
How We Match You With the Right Policy
Every carrier evaluates risk differently. We guide you through:
Industry classification
Employee exposure
Risk factors
Operations and service areas
Contract requirements
Loss history
Coverage limits and endorsements
Then we shop multiple top-rated carriers to compare pricing and coverage options.
As CEPA-informed advisors, we also ensure your liability structure supports your broader business goals, cash flow, and long-term value.
Why Businesses Trust Wasatch Preferred
Fast Certificates
COIs delivered quickly so you never miss a job or delay operations.
Competitive Carrier Access
We represent top carriers across Utah, giving you more choice and stronger options.
Clear Guidance
We simplify the process so you understand your policy—and your protection.
Strategic Insight
Insurance isn’t just a requirement—it’s a financial safeguard. We help ensure your coverage aligns with your business performance and future goals.
Get a General Liability Quote
Whether you’ve had coverage for years or are getting your first policy, we make the
process simple and fast.
Insurance products are offered through Wasatch Preferred.
Coverage availability and eligibility vary by carrier and state.
CEPA advisory services are provided in a non-fiduciary,
non-investment advisory capacity and do not include legal,
tax, or investment advice.
Insurance services are provided by properly licensed agents.