INSURANCE FOR
BUSINESS STRATEGIES FOR
What Fleet Management Programs Protect
Non-Owned & Hired Auto Insurance typically covers:
Businesses operating multiple vehicles—whether cars, trucks, vans, or specialty equipment—need systems in place to ensure safety, compliance, and efficiency. Fleet Management Programs help protect your:
✓ Drivers & vehicles
✓ Business assets & equipment
✓ Operational efficiency
✓ Compliance and safety standards
✓ Fuel and maintenance costs
✓ Liability exposure
With the right fleet program, you can reduce accidents, control costs, streamline operations, and improve overall performance.
Driver Safety & Training
Tools and protocols to ensure drivers operate vehicles safely and responsibly.
Vehicle Maintenance & Inspections
Systems to track, schedule, and document routine service and repairs.
Telematics & GPS Tracking
Real-time monitoring of vehicle location, speed, idle time, driving behavior, and routing.
Fuel Management
Controls and reporting to track fuel usage, identify inefficiencies, and reduce waste.
Compliance & Recordkeeping
Support for DOT requirements, inspections, driver qualification files, and operational documentation.
Accident Management
Programs that streamline reporting, reduce downtime, and support claims with accurate data.
Note: Fleet management strengthens your overall insurance profile—often leading to lower premiums, improved underwriting, and reduced liability.
Why Fleet Management Programs Aren’t Optional
Fleet risks increase quickly without proper oversight. Unmanaged vehicles often result in:
Higher accident rates
Excessive fuel use
Unplanned maintenance costs
Increased insurance premiums
DOT violations and fines
Driver turnover
Operational inefficiencies
Common claims linked to poor fleet oversight include:
Auto accidents and injuries
Distracted or unsafe driving
Mechanical failures
Improper maintenance
Vehicle theft or misuse
A comprehensive fleet management program helps prevent losses before they happen—and protects both your business and drivers.
How We Match You With the Right Policy
Every carrier evaluates risk differently. We guide you through:
Industry classification
Employee exposure
Risk factors
Operations and service areas
Contract requirements
Loss history
Coverage limits and endorsements
Then we shop multiple top-rated carriers to compare pricing and coverage options.
As CEPA-informed advisors, we also ensure your liability structure supports your broader business goals, cash flow, and long-term value.
Why Businesses Trust Wasatch Preferred
Fast Certificates
COIs delivered quickly so you never miss a job or delay operations.
Competitive Carrier Access
We represent top carriers across Utah, giving you more choice and stronger options.
Clear Guidance
We simplify the process so you understand your policy—and your protection.
Strategic Insight
Insurance isn’t just a requirement—it’s a financial safeguard. We help ensure your coverage aligns with your business performance and future goals.
Get a General Liability Quote
Whether you’ve had coverage for years or are getting your first policy, we make the
process simple and fast.
Insurance products are offered through Wasatch Preferred.
Coverage availability and eligibility vary by carrier and state.
CEPA advisory services are provided in a non-fiduciary,
non-investment advisory capacity and do not include legal,
tax, or investment advice.
Insurance services are provided by properly licensed agents.
License information is available upon request and varies by state.
Insurance products are offered through Wasatch Preferred.
Coverage availability and eligibility vary by carrier and state.
CEPA advisory services are provided in a non-fiduciary,
non-investment advisory capacity and do not include legal,
tax, or investment advice.
Insurance services are provided by properly licensed agents.