INSURANCE FOR
BUSINESS STRATEGIES FOR
What Inland Marine Insurance Protects
Despite the name, Inland Marine has nothing to do with water. It protects property that moves, property used offsite, and specialized equipment that isn’t covered well under standard property policies. Inland Marine Insurance helps protect your:
✓ Mobile equipment & tools
✓ Property in transit
✓ Contractor equipment
✓ Installation materials
✓ High-value items
✓ Loaned or rented equipment
✓ Jobsite assets
If your business involves transporting, installing, or working with movable property, Inland Marine ensures your assets stay protected wherever work takes you.
Inland Marine Insurance typically covers:
Tools & Equipment in Transit
Protection for tools, machinery, and materials while being transported between locations.
Property on Job Sites
Coverage for items used offsite—including construction equipment, materials, and staging supplies.
Contractors Equipment
Includes skid steers, mini-excavators, welders, generators, compressors, and more.
Installation Coverage
Protects materials from the moment they are transported, stored, or installed until the project is complete.
High-Value or Specialized Items
Coverage for property with unique risks not addressed by standard property insurance.
Note: Inland Marine policies follow the property wherever it goes—unlike standard property policies that only protect items at a fixed location.
Why Inland Marine Insurance Isn’t Optional
Traditional property policies do not cover property once it leaves your business location. Without Inland Marine, your tools, materials, and equipment may be unprotected from:
Theft (job site, vehicle, or during transport)
Vandalism
Fire or weather damage
Equipment breakdown during use
Damage during installation
Accidental loss or damage offsite
Common industries requiring Inland Marine:
Construction & contracting
Landscaping
HVAC, plumbing, electrical
Manufacturing & fabrication
Transportation services
Specialty trades
Installers and repair technicians
If you use tools or equipment offsite—or move property between locations—Inland Marine coverage is essential.
What Inland Marine Insurance Protects
Despite the name, Inland Marine has nothing to do with water. It protects property that moves, property used offsite, and specialized equipment that isn’t covered well under standard property policies. Inland Marine Insurance helps protect your:
✓ Mobile equipment & tools
✓ Property in transit
✓ Contractor equipment
✓ Installation materials
✓ High-value items
✓ Loaned or rented equipment
✓ Jobsite assets
If your business involves transporting, installing, or working with movable property, Inland Marine ensures your assets stay protected wherever work takes you.
Inland Marine Insurance typically covers:
Tools & Equipment in Transit
Protection for tools, machinery, and materials while being transported between locations.
Property on Job Sites
Coverage for items used offsite—including construction equipment, materials, and staging supplies.
Contractors Equipment
Includes skid steers, mini-excavators, welders, generators, compressors, and more.
Installation Coverage
Protects materials from the moment they are transported, stored, or installed until the project is complete.
High-Value or Specialized Items
Coverage for property with unique risks not addressed by standard property insurance.
Note: Inland Marine policies follow the property wherever it goes—unlike standard property policies that only protect items at a fixed location.
Why Inland Marine Insurance Isn’t Optional
Traditional property policies do not cover property once it leaves your business location. Without Inland Marine, your tools, materials, and equipment may be unprotected from:
Theft (job site, vehicle, or during transport)
Vandalism
Fire or weather damage
Equipment breakdown during use
Damage during installation
Accidental loss or damage offsite
Common industries requiring Inland Marine:
Construction & contracting
Landscaping
HVAC, plumbing, electrical
Manufacturing & fabrication
Transportation services
Specialty trades
Installers and repair technicians
If you use tools or equipment offsite—or move property between locations—Inland Marine coverage is essential.
How We Match You With the Right Policy
Every carrier evaluates risk differently. We guide you through:
Industry classification
Employee exposure
Risk factors
Operations and service areas
Contract requirements
Loss history
Coverage limits and endorsements
Then we shop multiple top-rated carriers to compare pricing and coverage options.
As CEPA-informed advisors, we also ensure your liability structure supports your broader business goals, cash flow, and long-term value.
Why Businesses Trust Wasatch Preferred
Fast Certificates
COIs delivered quickly so you never miss a job or delay operations.
Competitive Carrier Access
We represent top carriers across Utah, giving you more choice and stronger options.
Clear Guidance
We simplify the process so you understand your policy—and your protection.
Strategic Insight
Insurance isn’t just a requirement—it’s a financial safeguard. We help ensure your coverage aligns with your business performance and future goals.
Get a General Liability Quote
Whether you’ve had coverage for years or are getting your first policy, we make the
process simple and fast.
Insurance products are offered through Wasatch Preferred.
Coverage availability and eligibility vary by carrier and state.
CEPA advisory services are provided in a non-fiduciary,
non-investment advisory capacity and do not include legal,
tax, or investment advice.
Insurance services are provided by properly licensed agents.
License information is available upon request and varies by state.
How We Match You With the Right Policy
Every carrier evaluates risk differently. We guide you through:
Industry classification
Employee exposure
Risk factors
Operations and service areas
Contract requirements
Loss history
Coverage limits and endorsements
Then we shop multiple top-rated carriers to compare pricing and coverage options.
As CEPA-informed advisors, we also ensure your liability structure supports your broader business goals, cash flow, and long-term value.
Why Businesses Trust Wasatch Preferred
Fast Certificates
COIs delivered quickly so you never miss a job or delay operations.
Competitive Carrier Access
We represent top carriers across Utah, giving you more choice and stronger options.
Clear Guidance
We simplify the process so you understand your policy—and your protection.
Strategic Insight
Insurance isn’t just a requirement—it’s a financial safeguard. We help ensure your coverage aligns with your business performance and future goals.
Get a General Liability Quote
Whether you’ve had coverage for years or are getting your first policy, we make the
process simple and fast.
Insurance products are offered through Wasatch Preferred.
Coverage availability and eligibility vary by carrier and state.
CEPA advisory services are provided in a non-fiduciary,
non-investment advisory capacity and do not include legal,
tax, or investment advice.
Insurance services are provided by properly licensed agents.