INSURANCE FOR
BUSINESS STRATEGIES FOR
What Motorcycle Insurance Protects
Motorcycles come with unique risks that require specialized protection. Whether you ride daily, seasonally, or recreationally, Motorcycle Insurance helps protect your:
✓ Bike & custom parts
✓ Liability exposure
✓ Medical costs
✓ Passengers
✓ Personal assets
✓ Riding gear & equipment
From cruisers and touring bikes to sport bikes, trikes, and custom builds, proper coverage ensures you’re protected every time you hit the road.
Motorcycle Insurance typically covers:
Liability Coverage
Required in most states. Covers injury or property damage you cause to others while riding.
Collision Coverage
Pays to repair or replace your motorcycle after an at-fault accident.
Comprehensive Coverage
Protection against theft, vandalism, fire, weather damage, and animal collisions.
Uninsured & Underinsured Motorist
Covers you and your passengers if another driver has little or no insurance.
Medical Payments
Helps with medical costs for you and your passenger, regardless of fault.
Custom Parts & Accessories
Coverage for upgraded pipes, chrome, fairings, saddlebags, handlebars, electronics, and custom paint.
Roadside Assistance
Optional coverage for towing, battery issues, flat tires, or mechanical breakdowns.
Note: Standard auto insurance does not cover motorcycles—you need a specific motorcycle policy for full protection.
Why Motorcycle Insurance Isn’t Optional
Riding carries higher exposure than driving a car. Without proper coverage, you may face:
Expensive repairs or total bike replacement
High medical bills
Liability lawsuits
No protection from uninsured drivers
Out-of-pocket costs for custom parts
Loss of riding gear or accessories
Common claims include:
Collisions with vehicles
Low-speed drops or tip-overs
Theft (motorcycles are frequently targeted)
Damage from weather or falling objects
Animal strikes (especially in rural areas)
Motorcycle Insurance keeps you, your bike, and your finances protected.
What Motorcycle Insurance Protects
Motorcycles come with unique risks that require specialized protection. Whether you ride daily, seasonally, or recreationally, Motorcycle Insurance helps protect your:
✓ Bike & custom parts
✓ Liability exposure
✓ Medical costs
✓ Passengers
✓ Personal assets
✓ Riding gear & equipment
From cruisers and touring bikes to sport bikes, trikes, and custom builds, proper coverage ensures you’re protected every time you hit the road.
Motorcycle Insurance typically covers:
Liability Coverage
Required in most states. Covers injury or property damage you cause to others while riding.
Collision Coverage
Pays to repair or replace your motorcycle after an at-fault accident.
Comprehensive Coverage
Protection against theft, vandalism, fire, weather damage, and animal collisions.
Uninsured & Underinsured Motorist
Covers you and your passengers if another driver has little or no insurance.
Medical Payments
Helps with medical costs for you and your passenger, regardless of fault.
Custom Parts & Accessories
Coverage for upgraded pipes, chrome, fairings, saddlebags, handlebars, electronics, and custom paint.
Roadside Assistance
Optional coverage for towing, battery issues, flat tires, or mechanical breakdowns.
Note: Standard auto insurance does not cover motorcycles—you need a specific motorcycle policy for full protection.
Why Motorcycle Insurance Isn’t Optional
Riding carries higher exposure than driving a car. Without proper coverage, you may face:
Expensive repairs or total bike replacement
High medical bills
Liability lawsuits
No protection from uninsured drivers
Out-of-pocket costs for custom parts
Loss of riding gear or accessories
Common claims include:
Collisions with vehicles
Low-speed drops or tip-overs
Theft (motorcycles are frequently targeted)
Damage from weather or falling objects
Animal strikes (especially in rural areas)
Motorcycle Insurance keeps you, your bike, and your finances protected.
How We Match You With the Right Policy
Every carrier evaluates risk differently. We guide you through:
Industry classification
Employee exposure
Risk factors
Operations and service areas
Contract requirements
Loss history
Coverage limits and endorsements
Then we shop multiple top-rated carriers to compare pricing and coverage options.
As CEPA-informed advisors, we also ensure your liability structure supports your broader business goals, cash flow, and long-term value.
Why Businesses Trust Wasatch Preferred
Fast Certificates
COIs delivered quickly so you never miss a job or delay operations.
Competitive Carrier Access
We represent top carriers across Utah, giving you more choice and stronger options.
Clear Guidance
We simplify the process so you understand your policy—and your protection.
Strategic Insight
Insurance isn’t just a requirement—it’s a financial safeguard. We help ensure your coverage aligns with your business performance and future goals.
Get a General Liability Quote
Whether you’ve had coverage for years or are getting your first policy, we make the
process simple and fast.
Insurance products are offered through Wasatch Preferred.
Coverage availability and eligibility vary by carrier and state.
CEPA advisory services are provided in a non-fiduciary,
non-investment advisory capacity and do not include legal,
tax, or investment advice.
Insurance services are provided by properly licensed agents.
License information is available upon request and varies by state.
How We Match You With the Right Policy
Every carrier evaluates risk differently. We guide you through:
Industry classification
Employee exposure
Risk factors
Operations and service areas
Contract requirements
Loss history
Coverage limits and endorsements
Then we shop multiple top-rated carriers to compare pricing and coverage options.
As CEPA-informed advisors, we also ensure your liability structure supports your broader business goals, cash flow, and long-term value.
Why Businesses Trust Wasatch Preferred
Fast Certificates
COIs delivered quickly so you never miss a job or delay operations.
Competitive Carrier Access
We represent top carriers across Utah, giving you more choice and stronger options.
Clear Guidance
We simplify the process so you understand your policy—and your protection.
Strategic Insight
Insurance isn’t just a requirement—it’s a financial safeguard. We help ensure your coverage aligns with your business performance and future goals.
Get a General Liability Quote
Whether you’ve had coverage for years or are getting your first policy, we make the
process simple and fast.
Insurance products are offered through Wasatch Preferred.
Coverage availability and eligibility vary by carrier and state.
CEPA advisory services are provided in a non-fiduciary,
non-investment advisory capacity and do not include legal,
tax, or investment advice.
Insurance services are provided by properly licensed agents.