INSURANCE FOR
BUSINESS STRATEGIES FOR
What Technology & IT Insurance Protects
Technology and IT professionals face fast-moving risks tied to performance, data integrity, and client expectations. Whether you build systems, manage networks, write code, or support digital infrastructure, you need coverage that protects your:
✓ Business operations
✓ Client relationships
✓ Intellectual property
✓ Revenue and cash flow
✓ Data, hardware & equipment
✓ Liability from errors, outages, and cyber events
From solo IT consultants to large MSPs, this coverage helps safeguard your work, your contracts, and your long-term reputation.
Technology & IT Insurance typically covers:
Technology Errors & Omissions (Tech E&O)
Protects you if a software error, coding issue, or service failure causes financial loss for a client.
Cyber Liability
Coverage for bodily injury or property damage claims related to your wholesale operations.
Network Security & System Failure
Protection if a product you distribute causes harm or financial loss.
General Liability
Covers bodily injury or property damage unrelated to digital services.
Business Property & Equipment
Protection for computers, servers, hardware, and specialized tech equipment.
Note: Traditional liability policies do not cover financial loss from technology or software errors — Tech E&O is essential for IT and digital work.
Why Technology & IT Insurance Isn’t Optional
Clients depend on your expertise. A single outage, software issue, or misconfiguration can lead to:
Contract disputes
Missed deadlines and lost revenue
Data exposure or privacy claims
System downtime affecting entire organizations
Lawsuits claiming negligence or service failure
Common claims include:
Fire or water damage to stored inventory
Equipment breakdown affecting refrigerated goods
Delivery vehicle accidents
Product liability issues tied to distribution
Customer or vendor injuries on premises
Tech and IT professionals are expected to stand behind their work — this coverage helps protect your livelihood when something goes wrong.
How We Match You With the Right Policy
Every carrier evaluates risk differently. We guide you through:
Industry classification
Employee exposure
Risk factors
Operations and service areas
Contract requirements
Loss history
Coverage limits and endorsements
Then we shop multiple top-rated carriers to compare pricing and coverage options.
As CEPA-informed advisors, we also ensure your liability structure supports your broader business goals, cash flow, and long-term value.
Why Businesses Trust Wasatch Preferred
Fast Certificates
COIs delivered quickly so you never miss a job or delay operations.
Competitive Carrier Access
We represent top carriers across Utah, giving you more choice and stronger options.
Clear Guidance
We simplify the process so you understand your policy—and your protection.
Strategic Insight
Insurance isn’t just a requirement—it’s a financial safeguard. We help ensure your coverage aligns with your business performance and future goals.
Get a General Liability Quote
Whether you’ve had coverage for years or are getting your first policy, we make the
process simple and fast.
Insurance products are offered through Wasatch Preferred.
Coverage availability and eligibility vary by carrier and state.
CEPA advisory services are provided in a non-fiduciary,
non-investment advisory capacity and do not include legal,
tax, or investment advice.
Insurance services are provided by properly licensed agents.
License information is available upon request and varies by state.
Insurance products are offered through Wasatch Preferred.
Coverage availability and eligibility vary by carrier and state.
CEPA advisory services are provided in a non-fiduciary,
non-investment advisory capacity and do not include legal,
tax, or investment advice.
Insurance services are provided by properly licensed agents.