INSURANCE FOR
BUSINESS STRATEGIES FOR
What Technology & SaaS Insurance Protects
Technology companies face fast-moving risks that traditional insurance doesn’t address. Whether you develop software, manage data, run a SaaS platform, or support IT infrastructure, you face exposures tied to performance, data, contracts, outages, and cyber threats. Technology & SaaS Insurance helps protect your:
✓ Intellectual property
✓ Software performance & contracts
✓ Client data and digital assets
✓ Revenue and cash flow
✓ Cyber and privacy liability
✓ Errors in coding or implementation
✓ Platform uptime & service delivery
This coverage ensures your technology business stays protected from the financial impact of outages, errors, data breaches, and client disputes.
Technology & SaaS Insurance typically covers:
Technology Errors & Omissions (Tech E&O)
Protection if your software or services fail, causing financial loss for a customer.
Cyber Liability
Coverage for data breaches, ransomware, privacy violations, and system intrusions.
Media Liability
Protection for copyright infringement, digital content claims, and advertising errors.
Intellectual Property (IP) Defense Options
Coverage for lawsuits alleging IP infringement (varies by policy).
Network Security Failure
Liability tied to system outages, unauthorized access, malware, or data loss.
Business Interruption for Tech Services
Reimbursement for lost revenue if your platform or network is forced offline due to a covered cyber event.
Note: Tech E&O and Cyber Liability are often packaged together for SaaS and IT companies because risks overlap significantly.
Why Technology & SaaS Insurance Isn’t Optional
Tech companies face some of the highest liability exposures because clients rely on your software, systems, and data security. Without the right coverage, you may be exposed to:
Contract disputes over performance or uptime
Claims that your software caused financial loss
Ransomware attacks or data breaches
Lost customer data or corrupted systems
Outages that disrupt client operations
Allegations of coding errors or failed integrations
Lawsuits related to intellectual property or content
Common claims include:
Missed SLAs or outages interrupting client operations
Software bugs causing financial loss
Data breaches involving client PII
Failed integrations or project delays
IP disputes tied to code, content, or algorithms
One issue can cause six-figure legal bills—even if your team made no mistake.
What Technology & SaaS Insurance Protects
Technology companies face fast-moving risks that traditional insurance doesn’t address. Whether you develop software, manage data, run a SaaS platform, or support IT infrastructure, you face exposures tied to performance, data, contracts, outages, and cyber threats. Technology & SaaS Insurance helps protect your:
✓ Intellectual property
✓ Software performance & contracts
✓ Client data and digital assets
✓ Revenue and cash flow
✓ Cyber and privacy liability
✓ Errors in coding or implementation
✓ Platform uptime & service delivery
This coverage ensures your technology business stays protected from the financial impact of outages, errors, data breaches, and client disputes.
Technology & SaaS Insurance typically covers:
Technology Errors & Omissions (Tech E&O)
Protection if your software or services fail, causing financial loss for a customer.
Cyber Liability
Coverage for data breaches, ransomware, privacy violations, and system intrusions.
Media Liability
Protection for copyright infringement, digital content claims, and advertising errors.
Intellectual Property (IP) Defense Options
Coverage for lawsuits alleging IP infringement (varies by policy).
Network Security Failure
Liability tied to system outages, unauthorized access, malware, or data loss.
Business Interruption for Tech Services
Reimbursement for lost revenue if your platform or network is forced offline due to a covered cyber event.
Note: Tech E&O and Cyber Liability are often packaged together for SaaS and IT companies because risks overlap significantly.
Why Technology & SaaS Insurance Isn’t Optional
Tech companies face some of the highest liability exposures because clients rely on your software, systems, and data security. Without the right coverage, you may be exposed to:
Contract disputes over performance or uptime
Claims that your software caused financial loss
Ransomware attacks or data breaches
Lost customer data or corrupted systems
Outages that disrupt client operations
Allegations of coding errors or failed integrations
Lawsuits related to intellectual property or content
Common claims include:
Missed SLAs or outages interrupting client operations
Software bugs causing financial loss
Data breaches involving client PII
Failed integrations or project delays
IP disputes tied to code, content, or algorithms
One issue can cause six-figure legal bills—even if your team made no mistake.
How We Match You With the Right Policy
Every carrier evaluates risk differently. We guide you through:
Industry classification
Employee exposure
Risk factors
Operations and service areas
Contract requirements
Loss history
Coverage limits and endorsements
Then we shop multiple top-rated carriers to compare pricing and coverage options.
As CEPA-informed advisors, we also ensure your liability structure supports your broader business goals, cash flow, and long-term value.
Why Businesses Trust Wasatch Preferred
Fast Certificates
COIs delivered quickly so you never miss a job or delay operations.
Competitive Carrier Access
We represent top carriers across Utah, giving you more choice and stronger options.
Clear Guidance
We simplify the process so you understand your policy—and your protection.
Strategic Insight
Insurance isn’t just a requirement—it’s a financial safeguard. We help ensure your coverage aligns with your business performance and future goals.
Get a General Liability Quote
Whether you’ve had coverage for years or are getting your first policy, we make the
process simple and fast.
Insurance products are offered through Wasatch Preferred.
Coverage availability and eligibility vary by carrier and state.
CEPA advisory services are provided in a non-fiduciary,
non-investment advisory capacity and do not include legal,
tax, or investment advice.
Insurance services are provided by properly licensed agents.
License information is available upon request and varies by state.
How We Match You With the Right Policy
Every carrier evaluates risk differently. We guide you through:
Industry classification
Employee exposure
Risk factors
Operations and service areas
Contract requirements
Loss history
Coverage limits and endorsements
Then we shop multiple top-rated carriers to compare pricing and coverage options.
As CEPA-informed advisors, we also ensure your liability structure supports your broader business goals, cash flow, and long-term value.
Why Businesses Trust Wasatch Preferred
Fast Certificates
COIs delivered quickly so you never miss a job or delay operations.
Competitive Carrier Access
We represent top carriers across Utah, giving you more choice and stronger options.
Clear Guidance
We simplify the process so you understand your policy—and your protection.
Strategic Insight
Insurance isn’t just a requirement—it’s a financial safeguard. We help ensure your coverage aligns with your business performance and future goals.
Get a General Liability Quote
Whether you’ve had coverage for years or are getting your first policy, we make the
process simple and fast.
Insurance products are offered through Wasatch Preferred.
Coverage availability and eligibility vary by carrier and state.
CEPA advisory services are provided in a non-fiduciary,
non-investment advisory capacity and do not include legal,
tax, or investment advice.
Insurance services are provided by properly licensed agents.